29 March 2021,

Prepared for the next loan from us? Apply by Text!

As soon as you’ve had one loan from us and repaid it prosper personal loans reviews, using once again can be achieved quickly and conveniently by SMS text. It couldn’t be any easier.

Demand a loan

Merely deliver us a text to 60075 aided by the terms ‘LEND NAME’ along with your surname eg: ‘LEND NAME SMITH’ to share with us that you’re seeking to make an application for another loan. In an immediate we’ll conduct a few checks on your own account and by text to guide you through the second stage if you’re eligible to apply through our fast track process we’ll get straight back to you.


Choose loan quantity

As soon as you’ve received a text confirmation that you’re qualified, our guidelines will prompt you to definitely text an answer aided by the terms ‘LEND AMOUNT’ and also the quantity needed eg: ’LEND AMOUNT 400’ to ensure just how much you need to borrow. The job will likely then immediately be assessed.


Accept Terms & Conditions

Follow on the URL you were sent by us to examine and accept the Terms & Conditions.


Get your loan

Using the application procedure successfully completed we’ll release and move the funds to your bank also it’s prepared to invest the moment your bank credits your account. That basically is all there is certainly to it.

About us

My Finance Club items are made with today’s needs in your mind and you will expect our solution become first rate. We all know essential it really is to help keep cash issues easy and convenient.


Our solution is online from beginning to end. You simply need certainly to determine how much cash you would you like to borrow and exactly how a number of days you’ll need it for. We’ll then explain to you the entire price of repayment and, once you’re pleased, simply click apply. All we request is some personal stats and banking information; we then promise to supply a solution in moments. If authorized we shall deliver the cash in mins and certainly will verify as soon as the cash is delivered. Inside our experience it is almost always distributed around you by the bank in a maximum of thirty minutes. On the plumped for date we gather payment during your debit card, causing you to be to simply guarantee the funds that are required for sale in the designated banking account. For lots more information, take a look at How it really works.


We’ll constantly inform you upfront what the total price of payment may be. Our solution features a Representative APR of 1299per cent, a calculation which reflects total interest and fees during a period of one year. My Finance Club loans are made to be temporary therefore we show a representative instance of the price of our loans to exhibit you an obvious break down of interest and charges. Our interest levels meet with the FCA rate cap requirements that are latest, this implies you won’t ever spend a lot more than 0.8per cent interest each day rather than pay off in interest and costs significantly more than the first quantity lent. It Works sections if you want to learn more about this please see our FAQ or How. All this info is supplied in order to make the best judgement in regards to the total price before you use.


Our dedication to accountable short-term financing is dependent on our versatile, simple, reasonable financing policy. We’re in the commercial of lending money responsibly, preferring to provide you simply up to you will need it as you need for only as long. We encourage and allow you to pay the minimal quantity of interest by enabling very early payment with no costs or concealed penalty costs. We request you to think cautiously because we do expect you to repay us when you promise to before you apply. For the reassurance, My Finance Club is authorised and managed because of the Financial Conduct Authority – guide Number (FRN) 674521, ICO Registration Number Z2382153 – so we are entirely British based.

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